2. Documents:

• Minute specifying receivable amount and Contract: according to the form issued by MXBank.
• Legal entity documentation of customer.
• Other relevant documents (upon MXBank’s request)

3. Benefits:

• Enterprise who regularly sells goods on differed payment basic, but needs operating capital for business and production activities.
• Enterprise shall be granted an amount in advance by MX Bank corresponding to the receivable amount.
• Enjoy an amount of operating capital at sight instead of waiting until the term of differed payment.
• Increase operating capital in business and production activities.
• The higher sales figures, the higher advanced deposit.
• Enjoy the utilization of the receivable amount to secure one part or the whole of the advance.
• MX Bank shall assist in evaluation business condition of the buying party.

4. Object and Conditions:

• Any enterprise which is operating according to the laws of Vietnam.
• The receivable amount must be equal or smaller than 50% of total asset.
• The receivable amount does not belong to the group of bad debt or overdue debts.
• Mode of payment between customer and its buyer shall be settled by transfer at MX Bank’s receivable loan account.

5. Features:

• Loan term: depending on customer’s receivable amount but not exceeding 12 months.
• Limits: to be determined based on customer’s needs, repayment capacity and an evaluation made by MX Bank.

• Lending interest rate: according to the prevailing rate schedule regulated by MX Bank.

• Mode of repayment: determined to customer’s demand and loan type.